Medicare Advantage
Medicare Advantage plans are Medicare medical health insurance plans that are approved by Medicare, but run by private companies. A Medicare Advantage plan replaces and in most cases enhances Medicare Part A and Medicare Part B. It combines the benefits of both parts and in most cases adds a few extra benefits including optional prescription drug coverage and/or extended hospitalization. Medicare Advantage Plans require the individual to pay a monthly premium.
Medicare Advantage plans are Medicare medical health insurance plans that are approved by Medicare, but run by private companies. A Medicare Advantage plan replaces and in most cases enhances Medicare Part A and Medicare Part B. It combines the benefits of both parts and in most cases adds a few extra benefits including optional prescription drug coverage and/or extended hospitalization. Medicare Advantage Plans require the individual to pay a monthly premium.
Medicare Supplements (Medigap) Medicare Supplement Insurance, also known as Medigap, provides coverage for some of services that are not covered in the original Medicare program (Parts A and B). The Medigap Plan is not designed to replace any Parts of Medicare. Instead it supplements medical coverage for things such as co-payments or coinsurance, deductibles and more. Medigap or Medicare Supplemental Insurance plans are standardized by the same agency that oversees Medicare, but these plans are sold and administered by private companies. Health Insurance Marketplace This is a subsidized health insurance under the ACA. We could explain the marketplace and how you and your family can compare health plans and qualify for reduced premiums and out-of-pocket costs on marketplace based coverage. |
Medicare Prescription Drug Plan (Medicare Part D, Medicare PDP) Part D Medicare Prescription Drug Plan is a stand-alone drug plan that adds prescription drug coverage to original Medicare. Medicare prescription drug coverage covers both brand name and generic prescription drugs at participating pharmacies. Individuals must join Medicare Part D for coverage to begin. Life Insurance Your life is changing and we can help. Your career is advancing, your family is growing. Getting married, buying a house, having a child – all of these events can affect your life insurance policy. Are you protected? Life Insurance is essential to keeping your family comfortable, nothing is more important than family. Allow us to assist in protecting their future. |
Pre-needs & Funeral Plans
Final Expense Insurance, also known as “burial” or “funeral” insurance, is available for purchase. These low face value plans (from $2,000 to $50,000) pay the beneficiary within 24 hours of a loved one’s death and is designed to pay for burial and other final expenses. A Funeral Plan can be selected at a funeral place of choice and the funeral service could be outlined in the purchase agreement. We make it easy to make and we can work with you and your family to select an option that best fit you.
Final Expense Insurance, also known as “burial” or “funeral” insurance, is available for purchase. These low face value plans (from $2,000 to $50,000) pay the beneficiary within 24 hours of a loved one’s death and is designed to pay for burial and other final expenses. A Funeral Plan can be selected at a funeral place of choice and the funeral service could be outlined in the purchase agreement. We make it easy to make and we can work with you and your family to select an option that best fit you.