Santos Insurance Group LLC gives you peace of mind for when you turn 65. We guide you to insure you understand what's up ahead and also review your finances to ensure you have explored every avenue that may be available to you.
Are you turning 65 in the coming months?
You need a Medicare partner with the experience to help you find the right level of coverage and benefits for you.
Learn how Medicare Advantage and Medicare Supplement plan can help you on your Medicare journey with financial protection from the costs Medicare doesn't cover.
We make an effort to educate our clients so they can make a wise decision in an unfamiliar world of products.
Customer Benefits
In addition to ensuring the proper coverage is in place, we also can answer any questions you may have regarding cost, benefits, portability and beneficiaries.
Medicare consists of several plans or "parts":
- Parts A and B are often referred to as Original, or Traditional, Medicare. Part A helps pay your hospital bills, and most people have paid for their Part A premiums through payroll taxes while working. Part B helps pay for doctor visits and other medical services, including screenings for heart disease, diabetes and some types of cancer.
- Part C plans, also known as Medicare Advantage plans, are Medicare-approved plans offered by private insurance companies. Part C plans are an alternative to Original Medicare. Along with covering doctors and hospitals, they often cover prescription drugs, too.
- Part D plans are Medicare-approved private plans that help people who have Parts A and B to pay for prescription drugs.
Keep in mind that Medicare doesn’t cover all of your health care costs. Many services (such as routine dental and vision care) are not covered by Medicare. And unless you have additional insurance or qualify for low-income assistance, even with Medicare, you will be paying some premiums, deductibles and copays.
We do not offer every plan in your area. Please contact Medicare.Gov or 1-800-Medicare to get information on all your options.